USPIRG helps you leave public comments advocating a strong "Volcker rule" for financial institutions. What's the Volcker rule, you ask? It's a proposal, advanced by former Fed Chair Paul Volcker, that would prohibit a bank (or institution owning a bank) from owning or investing in a hedge fund or private equity fund. It would also prohibit a bank from doing trading not actually directed by its own clients, and would limit the liabilities that the largest banks can hold. Congress passed a massive financial overhaul this summer, but didn't actually write the Volcker rule's provisions into law; instead, Congress empowered the Executive branch to write regulations that might (or might not!) accomplish what the Volcker rule intends to accomplish. (Yes, Congress does this all the time; it's why Presidential elections are so much more important now than the Founders ever intended.) But this is still your country, and your government, so you can use the link above and fight back against the banks.
Meanwhile, if you own a cell phone, you may confront "bill shock" -- which happens when you accrue massive fees for going over your cell phone plan's limits in minutes, texts, or data. (I barely use my cell phone, and I've run into bill shock at least twice in the last five years.) But your cell phone service could provide an easy fix: they could send you a voice or text message when you're about to go over your limits, so that you can, you know, be responsible. Do cell phone providers do that? Of course not. Why? Because no one makes them. So Consumers Union helps you tell the FCC to force corporations to give you some warning before you go over your limits. It's really not too much to ask. And no, I don't expect that everyone in the world keeps a running tab of their minutes and texts in their head. People who really think we're all doing that? They don't have a heart, or are just trying to justify an ideology. Come to think of it, I think I just repeated myself.